AmeriPlan Discount Dental Medical Plans
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Important Entries From blog.swdhc.com

  • Save With Discount Healthcare saves money on dental care for the entire household.

    Dental testimonial: Keep in mind if this member had dental insurance he would probably be maxed out at $1000 and have to pay full price out of pocket for everything he had done. He was able to have all the work  done now and save on everything! Here goes: 4 wisdom teeth removed by an oral surgeon with IV anesthesia, 6 other teeth removed, cleaning, 3 fillings, dentures with fitting, molds had to be redone 3xs, 2 remakes and a one year guarantee to remake dentures if they become loose.

    Total cost $12,000, drum roll…..he paid $5100, 58% off.

    His daughter said he has never had dental coverage because it was always too expensive.

    Happy ending, this man is smiling again for the first time in many many years::))


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    Have more questions? Contact Us @ 1-800-647-8421

  • Highlighting AmeriPlan’s National Providers:
    EPIC HEARING HEALTHCARE

    Hearing is an important part of our everyday lives – keeping us informed, safe and connected. In today’s fast-paced and technology-enabled world, we rely on our hearing to operate at quicker speeds and for longer periods of time than ever before. At the same time, noisy environments and unhealthy lifestyle habits are placing people at greater risk for hearing loss.

    EPIC Hearing Healthcare (EPIC) recognizes that hearing loss can be very costly to individuals, businesses and society as a whole in the form of diminished job performance, isolation from relationships and an increase in overall health issues, such as anxiety and depression. While the majority of those with hearing loss are still in the workforce,1 people tend to associate this condition with “old age.” As a result, they often put off needed hearing loss evaluation and treatment. Many also make poor lifestyle and health choices that further increase their risk for hearing damage.

    EPIC founded the Listen Hear! public education initiative to change this paradigm and increase the urgency placed on education and treatment to promote healthy hearing. Through this program, EPIC undertook the largest employee and employer survey of its kind to uncover awareness and attitudes related to hearing loss at work. Conducted in December 2013, the online survey documented the attitudes and awareness of more than 1,500 employees and 500 employers on hearing loss and its financial, productivity and interpersonal consequences.2 This report summarizes findings from the survey and centralizes relevant, secondary research to make the case for greater employer focus on addressing the growing hearing health crisis.

    Epic Hearing website »


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    Have more questions? Contact Us @ 1-800-647-8421

  • Highlighting AmeriPlan’s National Providers: Connect Hearing

    We Connect. We Discover. We Engage.

    We provide a strong network of convenient neighborhood hearing care centers across the country that continually strives to find innovative ways to serve you better.

    Our Hearing Care Professionals are passionate about helping people to hear better, applying a consistent process to determine the best recommendations for your hearing health.

    We provide free next day evaluations with professional recommendations based upon your individual hearing needs and lifestyle.

    We offer a walk-in, walk-out 2-week FREE trial with hearing aids that are right for you – plus the Connect Advantage, your assurance Connect Hearing will be there every step of the way.

    Headquartered in the Chicago area, we are a fast growing division of Sonova (SOON:US), the world’s leading provider of innovative hearing healthcare solutions.

    Connect Hearing website »


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    Have more questions? Contact Us @ 1-800-647-8421

  • An important component of the Deluxe Plus plan is Ancillary Services.

    Ancillary care includes those services that support the work of primary health care providers such as family doctors, nurse practitioners, physician assistants and specialists such as cardiologists, surgeons, dermatologists and so on. Ancillary care can be broken down into 3 categories. They are diagnostic, therapeutic, and custodial services.

    First, we have Diagnostic services – These are services that help a physician reach a diagnosis or guide him in the treatment of his patients. These are services that provide the physician insight to a patient’s problems that can’t be discovered simply by a physical examination. This includes imaging such as x-rays, mammograms, and MRIs. It also includes sleep diagnostics and laboratory tests. Every time you have blood drawn and sent to a lab or you provide a urine sample for urinalysis, ancillary services are being used. There is much more that could be included under diagnostic services, but these are some of the most common.

    The second category that falls under ancillary services is Therapeutic – After a patient has been diagnosed there may be a need for therapeutic services. Therapeutic refers to those services that may help regulate or improve the health of patients over time. Physical Therapy is a common example of this. But there is so much more. Dieticians, acupuncturists, mental health counselors, speech therapists, massage therapists. These are all included under Therapeutic ancillary care. And it includes other needs such as durable medical equipment, prosthetics, and orthopedic shoes. And the list goes on.

    The final category is Custodial Services – This is personal care for those who need assistance with the activities of daily living. This includes everything from skilled nursing facilities like retirement homes to in home care. A good example of one of the companies that AmeriPlan has contracted that offers custodial services is BrightStar Care. BrightStar Care is available in many locations now and is growing. They offer companionship and sitter services, transportation services, meal preparation, in-home blood draws and injections and a great deal more.

    This is a brief overview of the types of Ancillary Services that may be available to you. Not all services are available in all areas. So once again I would like to invite you to send us contact information for any providers in your area that you would like to see listed in the AmeriPlan network. Referrals should be sent by email to referral@ameriplanusa.com.

    If you have questions about Ancillary Services or any other aspects of AmeriPlan products please let us know by sending email to customersupport@ameriplanusa.com.


    Contact Your Benefit Consultant
    Have more questions? Contact Us @ 1-800-647-8421

  • We receive questions every day about the Hospital Advocacy Program and we know that being able to offer this program to a prospective member can be a huge selling point for you.  We want to make it easier for you to sell, so our goal here is to make the basics clear.

    THE BASICS

    No case can be started until a member has been active for at least 3 full business days and the member must remain active throughout the entire advocacy process.

    Hospital advocacy can be used when a member has already or will be experiencing a hospital or surgical center event.  And yes, an ER visit is a hospital event and an ambulance ride can be included.

    Every advocacy case starts with a call to AmeriPlan.  Although the Hospital Advocacy Program is administered by The Karis Group the case cannot be started without first calling AmeriPlan.  AmeriPlan facilitates the Karis group.

    We cannot begin an advocacy case by email or by chat.  A phone call from the patient or their guardian is required.

    It’s important to know what the definition of a case is.  A case is a single incident with expenses totaling at least $1500 that you must pay out of your own pocket.

    The minimum out of pocket expense of $1500 must result from bills from the hospital or surgical center.  This may include the cost of the anesthesiologist, x-rays, lab work and more.  The cost of visits to the doctor’s office is NOT included in the $1500 minimum.  However, those doctor bills can be submitted along with the hospital bills for negotiation.  We cannot begin a case based on doctor bills.

    Medical bills should never be sent to AmeriPlan.

    BEFORE A CASE IS SUBMITTED REMEMBER THESE 5 THINGS

    1.  You must be a member for 3 full business days and must stay active

    2.  Bills must be from the hospital or surgical center

    3.  Every advocacy case starts with a call to AmeriPlan

    4.  Each case must total at least $1500 out of your own pocket

    5.  The doctor office visits cannot be included in the $1500 minimum

    PRE-MEMBERSHIP BILLS

    If a current or prospective member has hospital bills that were incurred prior to becoming a member we can still help.  The only difference for these cases is that a $250 non-refundable fee must be paid prior to beginning the negotiations.

    INSURANCE DEDUCTIBLES

    We often get asked about is if we can negotiate insurance deductibles.  The short answer is NO.  But there is more to the answer.  Here is an example of how it works.  If the hospital bill is $5000 and your deductible is $5000 we will still negotiate the bill.  If the result of the negotiation leaves you with $2000 to pay the hospital, that $2000 will go towards your deductible.  Your deductible was not reduced.  So, if you have another hospital incident you will still have a $3000 remaining deductible that has not yet been met.

    EXCLUSIONS

    We cannot advocate for mental health services.  And, we cannot advocate for kidney dialysis.  This is because they are typically ongoing situations that have no definite end to treatment.  There may be other situations that fall into this category.

    SUBMIT QUESTIONS

    We welcome your questions.  Please send your questions to us by email at customersupport@ameriplanusa.com and we will try to answer as many as we can.

  • Here are the truths that need to be better understood:

    • We only have to brush twice daily to reduce the risk of decay. Brushing more frequently does not help any more.
    • If we brush after breakfast, we have to wait 20 to 30 minutes after eating to allow remineralization to occur and the pH of the oral cavity to return to normal otherwise we will be brushing away demineralized enamel that will be lost forever
    • We are not trying to remove all dental plaque or kill all dental bacteria. We are simply disrupting its growth and maturation.
    • If our toothpaste does not have fluoride in it, it is not proven by the preponderance of evidence to be beneficial in lowering our risk of decay. Fluoridated toothpaste is proven. Over and over.
    • We only need to brush for two minutes. That’s it.

    ‘The harder you brush, the cleaner your teeth become!’ …. False!

    Gum disease

    This is a common misconception. Teeth are living biological tissue. And unlike any soft tissue in the body, teeth cannot regrow/repair themselves once they wear out. Below is an image.

     

    These wear facets near the gum line in turn increase sensitivity.


    Contact Your Benefit Consultant
    Have more questions? Contact Us @ 1-800-647-8421

  • AmeriPlan Keeps On Growing Adding New Providers To Its Network!

    In the month of April, AmeriPlan added 63 new provider locations to the AmeriPlan network. These offices are scattered through 19 states and consist of dental, chiropractic and ancillary care service providers.

    And, many of these offices have multiple healthcare professionals practicing at the location!

    Adding new providers to our network provides better services and convenience to our members. If you would like a certain provider possibly added to the AmeriPlan network, contact us with the providers info; type of service, contact name, office number and city & state.

    Send your info to: referral@ameriplanusa.com


    Contact Your Benefit Consultant
    Have more questions? Contact Us @ 1-800-647-8421

  • Value, Savings And Affordability For The Entire Family

    An AmeriPlan membership saves you time and money with access to affordable healthcare products and services, including dental, prescription drugs, chiropractic, eye care, hearing, laboratory services and more.

    Save with deep discounts on healthcare products and services. We’ve pre-negotiated deeply discounted rates with our nationwide network of quality healthcare providers. Our members can take advantage of these deep discounts and significantly reduce their overall healthcare cost.

    Whether you have no insurance, limited insurance or full health insurance that does not cover all your healthcare needs, you can save money with one of our discount plans.

    Telemedicine is included with the Deluxe Plus membership and offers 24/7 access to US based physicians, including pediatricians. These physicians are available for detail consultations to diagnose common conditions and develop treatment plans, which may include prescription medication. Our members can schedule a consultation with a call back from a physician on average in 23 minutes.

    As a compliment to primary care, Telemedicine reduces the cost and frequency of in-person consultations. Some of the common conditions that may be addressed by Telemedicine are:

    • Allergies
    • Nausea
    • Cold & Flu
    • Ear Infection
    • Stomach Virus
    • Acid Reflux
    • High Blood Pressure
    • Acne
    • Sore Throat
    • Pink Eye
    • Asthma
    • Sinus Conditions
    • Headache
    • Rashes
    • Diabetes
    • Constipation
    • Hemorrhoids
    • Fever
    • Vomiting
    • Urinary Tract Infections

    *Prescriptions will only be issued when indicated and approved by a physician, and as permitted by law in your state.

    Patient Advocacy or Bill Mediation

    AmeriPlan Value

    “Recently I was in the ER, my bill was $3,676.50 and with hospital advocacy my out of pocket was $0. The Karis Group was awesome!”

    Todd M.

    When you incur a major medical expense exceeding $1,500 our AmeriPlan Healthcare plan will provide Patient Advocacy or Bill Mediation services dedicated to finding the best solutions for resolving your outstanding medical bills. Our advocate will work with you on everything from Medicaid and charitable care qualification to discounted settlements and payment plans. We will coordinate communications with each provider in pursuit of mutually acceptable solutions.

    If you are unable to pay your medical bills before or after service by any reasonable means, we will advocate on your behalf, working with providers to find a solution. Highly-trained negotiators will assist you and research the availability of financial assistance programs in an effort to locate alternate sources of funding to satisfy or reduce your bills.

    Telemedicine…It’s like having a doctor in the family.

    AmeriPlan Value

    “I was between doctors from when I had insurance to a transfer to medicare. My doctor would not take medicare. Called in to Telemedicine, told the very helpful lady what I needed. She was pleasant and very professional. The doctor called me back within half an hour. ” more

    Thomas S.

    Contact Your Benefit Consultant
    Have more questions? Contact Us @ 1-800-647-8421

  • Obesity Makes Flu Threat Worse

    By Dr. Mehmet Oz and Dr. Mike Roizen, MDs

    The influenza pandemic of 1918 infected and affected almost everyone in the world. An estimated 50 million people died as a result, making it three times more deadly than World War I, which claimed 16 million lives. As horrible as that was, an unchecked flu pandemic today could have even more devastating results.

    Special: This Toxic Vegetable Is the #1 Danger in Your Diet
    A new study funded by the National Institutes of Health found that “obese adults with flu symptoms and laboratory-confirmed influenza shed influenza A virus for 42 percent longer than adults with flu who were not obese.”

    Meaning that they can infect others for much longer than normal-weight people. The study also notes that people who are obese don’t respond to the flu vaccine as positively as normal-weight folks. And if they do get the flu, they’re far more likely to have complications and die.

    The Centers for Disease Control and Prevention (CDC) recently reported that almost 40 percent of American adults are obese — the highest rates ever recorded for the U.S.

    So it has never been more important to get your flu vaccine, whatever your weight. Also, practice infection control by staying home from work if you get the flu and washing your hands frequently.

    Keep your immune system healthy, and increase the chance the flu vaccine will work by getting enough sleep and taking a multivitamin, especially in the week before your shot; reduce stress with meditation and exercise (10,000 steps daily); and eat healthfully by avoiding trans and saturated fats, added sugars and syrups, and any grain that isn’t 100 percent whole. You should also avoid red meats and highly processed foods.


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    Have more questions? Contact Us @ 1-800-647-8421

  • AmeriPlan Deluxe Plus ofrece una variedad de servicios de atención médica a un precio de descuento por una tarifa mensual baja que incluye a toda su familia.

    Acceda a una red nacional de 75,000 dentistas, 12,000 proveedores ópticos, 56,000 ubicaciones de farmacias y más de 7,500 quiroprácticos a precios de descuento prenegociados. Acceso a Telemedicina las 24 horas, los 7 días de la semana, por teléfono o video que proporciona contacto con médicos certificados por la junta. Ahorre en servicios auxiliares y facturas de hospital.


    Contact Your Benefit Consultant
    Have more questions? Contact Us @ 1-800-647-8421

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